Prepaid mobile phone plans can be more expensive than a mobile contract many times. Some people use the prepaid ones because they do not have the credit to be able to get a contract phone. There are ways to get guaranteed mobile phone contracts without good credit though.
If you have been told that you cannot get a contract in the past from a store that is selling the cell phones and contracts, you know how frustrating this can be. You also know that they will tell you that a certain amount needs to be put down before they can offer you that contract. Many times this is per line, not the account. Most of the time it will be an amount that people are not willing to give them to hang onto.
This fee will be held for as long as a year or even longer depending on your credit score. It is there in case the contract does not get paid but it allows you to be able to get a phone from them. Sometimes if there is any late payment, you will not get the money back. It can help you show them that you are going to pay the bill but a lot of people are not willing to do this.
When you have proven that you are able to pay the bill on time each time, a check can be mailed or the collateral will be applied to your bill leaving you will a large balance that they owe you so that you do not have to worry about paying your bill for several months. If a bill gets paid late one time, you may not see that money.
Another way to get on a contract plan is to ask a friend if you can be added to their account if you pay your bill each month. The only problem with this is that you will not be building any type of credit for yourself. You may still get a free phone with your contract too.
A lot of companies offering prepaid cell service are offering monthly service contracts now also. You will still be required to buy a phone from a gas station or department store. The features that are nice with contracts with the big companies are also available on these plans. It is possible that they are cheaper too.
With these plans, most of them will have a limit of minutes and texts each month for each plan. Sometimes they will allow you to go over this limit but you will get charged more per minute. This is one reason to know which package is best for you as well as knowing how often your phone will be used.
Sometimes it is easier to choose a bigger package at first. Make sure that you can change this later on if you need to. This allows you to adjust your package to your needs. Some of these will report this as a contract phone for your credit even though you can get out of it at anytime. These will have the most important features that any cell user needs, such as caller id, text messaging and voice mail.
If you have been told that you cannot get a contract in the past from a store that is selling the cell phones and contracts, you know how frustrating this can be. You also know that they will tell you that a certain amount needs to be put down before they can offer you that contract. Many times this is per line, not the account. Most of the time it will be an amount that people are not willing to give them to hang onto.
This fee will be held for as long as a year or even longer depending on your credit score. It is there in case the contract does not get paid but it allows you to be able to get a phone from them. Sometimes if there is any late payment, you will not get the money back. It can help you show them that you are going to pay the bill but a lot of people are not willing to do this.
When you have proven that you are able to pay the bill on time each time, a check can be mailed or the collateral will be applied to your bill leaving you will a large balance that they owe you so that you do not have to worry about paying your bill for several months. If a bill gets paid late one time, you may not see that money.
Another way to get on a contract plan is to ask a friend if you can be added to their account if you pay your bill each month. The only problem with this is that you will not be building any type of credit for yourself. You may still get a free phone with your contract too.
A lot of companies offering prepaid cell service are offering monthly service contracts now also. You will still be required to buy a phone from a gas station or department store. The features that are nice with contracts with the big companies are also available on these plans. It is possible that they are cheaper too.
With these plans, most of them will have a limit of minutes and texts each month for each plan. Sometimes they will allow you to go over this limit but you will get charged more per minute. This is one reason to know which package is best for you as well as knowing how often your phone will be used.
Sometimes it is easier to choose a bigger package at first. Make sure that you can change this later on if you need to. This allows you to adjust your package to your needs. Some of these will report this as a contract phone for your credit even though you can get out of it at anytime. These will have the most important features that any cell user needs, such as caller id, text messaging and voice mail.
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