Compare Before You Buy

| Tuesday, January 17, 2012
By Harold Snipes


There are three important aspects one should consider while comparing cell phone plans. It all depends on where you live, what you need as far as minutes and if you really need the extras. The network for every carrier is different; don't assume if you move from one cell network to another that you will receive the same applications.

What are you looking for in a cell phone plan? Do you live in a rural or desolate area? How often do you think you will be using your phone? Do you talk more than text? Or do you save your phone only for emergencies? Your answers to those questions will determine what plan will work best for you.

As far as minutes go, make you sure understand exactly what you are looking for and what you really need. Taking a smaller plan in the hopes of saving money will in reality cost you more when you go over your allotment. The same can be said for purchasing too many minutes - they are not carried over to the next month and once they month is over they're gone. For those people who aren't sure exactly what they need, a prepaid plan may work best.

Make sure you don't short yourself when purchasing minutes, thinking that you are saving money. Better to have a little left over at the end of the cycle than to have had to purchase additional minutes, which can be quite costly. By the same token, don't be over confident and purchase too many minutes, wasting your hard earned dollars. Its worth the time and effort to take a hard look at what you really need.

Extras such as texting, picture taking, video transfers, radio streaming and the like are also cost prohibitive. If you really don't think you will be using those applications enough to justify the costs involved, maybe it would be best for you not to sign up for them. Once your contract is in place, they are hard to break and you risk the mark of bad debt on your credit report if you don't pay them in a timely manner.




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