Recent studies prove what most Americans already know: Over 91% of us are using cell phones. Not just to talk, but to text, send messages and take pictures. It is probably the most society changing invention in the 20th century, probably only second to the automobile. It is assumed that this percentage number will only increase, until every single person is using a cell phone. They are no longer and passing fad and with each model brings new improvements and applications. There are three types of plans associated with cell phones - Individual, Family and Prepaid.
The most common plan is the Individual plan, used by people who have basically replaced their traditional landline phone with a cell phone. They use it all the time and can purchase a plan stipulating how many minutes they are allowed. These minutes are considered free until they are all used up, at which time the charges and fees start adding up. Quickly. Make sure before you sign a one or two year plan that you are buying the right one for your cell usage and lifestyle, or you will be spending your money unnecessarily.
Family plans are for families and for one or two people in a group. They save money by pooling their minutes together in a contract, which also may be from a one to two year commitment. It seems like a good idea, but only if you are able to track how much minutes each person is using. Although it may seem like an economical easy fix, the minutes can add up fast, so pay attention to what you and the other people in the plan are using.
Prepaid plans are for individuals, but instead of signing a contract that guarantees the user a definite amount of minutes, they put a certain amount of money on credit to use. When the money is gone, so are the minutes, until you add more. Its sort of a pay as you go mentality, and it works best for those people who don't use a cell phone that often or use it only for emergencies.
Make sure you investigate all the various plans available to you, as each carrier will have their own variation of "special offers" and "deals" to appeal to today's consumer. All plans except prepaid ones require contracts, and breaking them or not paying the bills will only create bad credit on your credit report.
The most common plan is the Individual plan, used by people who have basically replaced their traditional landline phone with a cell phone. They use it all the time and can purchase a plan stipulating how many minutes they are allowed. These minutes are considered free until they are all used up, at which time the charges and fees start adding up. Quickly. Make sure before you sign a one or two year plan that you are buying the right one for your cell usage and lifestyle, or you will be spending your money unnecessarily.
Family plans are for families and for one or two people in a group. They save money by pooling their minutes together in a contract, which also may be from a one to two year commitment. It seems like a good idea, but only if you are able to track how much minutes each person is using. Although it may seem like an economical easy fix, the minutes can add up fast, so pay attention to what you and the other people in the plan are using.
Prepaid plans are for individuals, but instead of signing a contract that guarantees the user a definite amount of minutes, they put a certain amount of money on credit to use. When the money is gone, so are the minutes, until you add more. Its sort of a pay as you go mentality, and it works best for those people who don't use a cell phone that often or use it only for emergencies.
Make sure you investigate all the various plans available to you, as each carrier will have their own variation of "special offers" and "deals" to appeal to today's consumer. All plans except prepaid ones require contracts, and breaking them or not paying the bills will only create bad credit on your credit report.
About the Author:
Learn more about cell phone plans. Stop by Gary Blunt's site where you can find out all about how to compare cell phones and what it can do for you.
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